Fear – Is it stopping you?

fear
Fear – Is it stopping you?

Hey

Do you remember the 90’s when these no fear icon’s were everywhere? No seriously they really were everywhere! Back then I sported the clothes, but of course there are some things that scare the sh^t out of me. Most of us tend to have something we are fearful of. It can really stop us from doing the things we really want to do, or things we need to do.

Financial

I remember when we bought our first house, I was really worried if we could afford it. After a couple months passed, I realized money really wasn’t a issue but for some reason before the purchase the mental side of things kept me up at night. If we wouldn’t of just taken the leap of faith I dunno when I would of been convinced.

Last weekend we were hanging around the pool and having some drinks. Somehow investing came into the mix. My ears perked up, sweet I never talk investing with this crew. They mentioned how they want a get rich quick stock. Like a solid penny stock. I mentioned how I’m a dividend guy and think its a better way to invest since your getting a nice passive income while hoping the stock appreciates in value. I mentioned the dividend raises and how some companies have raised their dividend every year for over 50 years…. Seems pretty safe to me…

Anyways they shot me down, the stock market is too risky…. My bank can give me 2-3% guaranteed….. Why would I want to risk it? (For retirement it seems riskier to not be in the stock market in my opinion.) But just another example of how fear is stopping us from doing great things.

Spiders

I was doing a side job the past week with the client on their deck and we needed to run some speaker wires under the deck to the speakers. It seemed super easy since their was a access under the deck but the client kept side stepping the idea of him doing it… I had no idea why but then his wife came out and mentioned how hes scared of spiders etc. To me that’s no big deal, Ill hop under there and battle those spiders for ya!

Something so small as a tiny spider and their webs was stopping this guy from cranking some tunes outside while enjoying some company on the deck. I tell ya we need to start stepping up to our fears. Like come on this is Canada, haha I don’t even think we have any big spiders……

Now I say that and laugh. To me its funny, but my fear may be funny to you.

Son mocking me @ the Miradouro do Cabo Girao Glass Floor in Portugal

Heights

Heights…. yup you read that right. This guy is soooo weak when it comes to heights. Surprisingly when I’m on a airplane, I’m fine but you get me on a glass floor oh man!

I remember the last time I was on the CN tower glass floor, my legs gave out and I was crawling around while my son and other kids were laughing at me! I have gotten a little better this is me, last year in Portugal at the worlds largest cliff overhang.

Roller coaster’s, well that basically isn’t happening. I have went on 3 total, my whole life!!! I’m a 35 year old man. Whats wrong with me?

It’s kind of a really weird fear when I sit back and think about it. I see sooooo many people on them and yet there’s this fear instilled in my head that its not safe and I’ll probably crash and die or something…

Canada’s Wonderland

Well I have decided to really face my fear this year. Screw it, what do I got to lose. My son is also 5 and has officially passed the 42 inches tall mark. Yup he can now go on certain roller coasters! It’s time to man up dad…. Haha.. So yesterday we decided that Canada’s Wonderland would be our place to get a seasons pass again.




Our daughter is young so me and the wife take turns going on rides with our son. I asked him if he would go on the ghoster coaster with me, so I could start to tackle my fear of heights. We could both be scared together. He agreed, yeah lets do it dad. The lineup was long and I found myself almost trying to convince him to back out. That is the ride we are going on, you sure buddy? haha… Anyways we did it, he had a good time but was scared as well. Right when we got off he asked, so did we conquer your fear dad? Just awesome! No not yet, that was the only big coaster he wanted to go on that day but we most likely will go next week to try another coaster.

His first big coaster. Yup, we spent the 15 bucks for this pic!

Finale

It felt good stepping up to the plate and just doing it. Hopefully me and the wife just go solo and I can gun for the big gun rides. But lets start slow….. Fear is a weird feeling. There is sooo many things to be scared of, but don’t let that stop you from doing what ever it is that you want to do or know you have to do.

Don’t be afraid of failure. The people who think they are crazy enough to change the world, are the ones who do!

Art Williams has a great 5 minute speech on you tube called Just Do It, check it out.

I’m curious what is your biggest fear or what scares you? Do you live life differently just to avoid that fear?

Cheers!

You may also like...

20 Responses

  1. Hey Dude, nice fun post.

    Not sure what banks are giving 3% returns right now – seems high, but maybe..(i’d still take the stocks instead anyway).

    I don’t really have a “fear” of heights/roller coasters/etc, but I just get queasy…i think it’s the motion….I can’t even go high on like little kid swings without feeling like I am going to be sick..haha.
    Jordan @ MoneyMaaster.com recently posted…Jordan’s World Cup Preview, Predictions & Players to watch for the casual fan.My Profile

    • Rob says:

      hey Jordan

      im fine on swings and stuff but do kinda wonder if ill be that guy who pukes mid ride lol. The ghoster coaster and stuff are fun but stepping up to the ones that twist and make you go upside down are a horse of a different color.

      hopefully things will be cool. haha

      cheers man!

  2. You brought me back 8 years when we bought our first house. After we placed our down payment we had like $500 left in the account (Calling it close that’s for sure). After a few months it got easier and easier and everything worked out fine. I’m glad we got out of renting.I was very nervous and scared however. Good times. I find friends that say what they say above are just making excuses more than fear. They would have to do work and that is probably where the fear kicks in. All the best to you and thanks for sharing your story around fear, it brought me back.

    Brian

    • Rob says:

      hey Brian

      np the fear is real. i remember it with both our kids too. Even know i dont find them that expensive. At the end of the day its all in our head.

      glad my story let you reminise on the past, its always fun to do that.

      cheers Brian

  3. MrSLM says:

    I can’t stand spiders either.
    MrSLM recently posted…Financial Update – May 2018My Profile

  4. Hi Rob, are you familiar with dividend income from the private market? Funds are paying 8-13% with no fees. I’m with Whitehaven Securities and I’m happy to answer questions.

  5. Ray says:

    I’m not trying to sell you. I’m just curious if you know about it from your blogging perspective.

  6. May says:

    I definitely had lots of fear last year when I began to invest a big lump sum amount of money into the market and everybody was expecting a market crash at that time. But I also feared if I do not invest, then the nest egg I worked hard to save will lose buying power. I figure I did not even stand a chance if I do not invest. So the bigger fear forced me to conquer the fear of volatility and I did begin to invest. But I have invested slowly because of that fear. Almost one year later and I still have quite some cash at hand. Also, the utilities and pipelines I bought are all under water. I have prepared myself for this and focused on income so I am OK.

    • Rob says:

      hey May

      great example. dollar cost averaging is a great way to go. some of my utilities are under water as well. and enbridge and altagas. might have to make another purchase to lower cost per share and increase the yield on cost. canadian utilities seem like a great buy currently.

      cheers and best of luck.

  7. Leo T. Ly says:

    I fear being broke hand not able to support myself when I am old and unable to find employment when I am retired. This fear had lead me to side hustle as hard as I can and find ways to earn as much as I can while I still can. Suffice to say, this fear had worked out quite well for me.

  8. 3% interest rates at a bank?! Man, I haven’t seen that in yeeeears! But I got the overall point. And it’s why my family’s portfolio is all in dividend stocks as well. It’s hard to beat the steady dividend payments and the slow and steady increase in stock price. This is especially true in sideways markets.

    • Rob says:

      Hey Grizzly

      Welcome, love seeing a new face around here!
      Yeah I dunno about 3% either, maybe a promo rate to get their business. Got to love the higher yields of dividend investing, although I do have some lower yields at the moment…
      cheers

  9. Hi Rob. I have a fear of snakes. Okay. Now the whole world knows. Tom
    Tom @ Dividends Diversify recently posted…You Can’t Make Us RetireMy Profile

  10. I have fear of heights (vertigo). But, as far stocks are concerned I understand the risk. As such I do not fear a downturn.

Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge

This site uses Akismet to reduce spam. Learn how your comment data is processed.

%d bloggers like this: